Considering I don't know much about Real Estate and Financial Markets I've certainly written enough about them over the last year. 

For example, late last December I wrote about Paul Krugman thinks housing prices might end up dropping by 40% in the next two-three years due to the Sub-Prime Mortgage Meltdown (which does not seem very far fetched now) and  two weeks earlier that Subprime Mortgage Crisis Spreading into the rest of the economy (which it has) while subprime lending, James J. Cramer's Bloody and Bloodier sub prime crisis had Mad Cramer's prediction the markets are going down fast and the FED has to do something.

And I thought Cramer knew what he was talking about ….. but look at this clip - makes me wonder who to trust - personally, I have no love for Bear Stearns - but how can so many people be so wrong about something as big as what's happened over the last week.